Arizona Responsible Individual Experience

I have over 20 years mortgage licensing and state examination experience, which began at Option One Mortgage Corporation in 1996. Option One grew to be one of the top non-prime mortgage lenders in the nation. Over the course of my 10 year career at Option One, my licensing team and I were responsible for maintaining over 800 branch licenses and well over 3,000 individual loan officer licenses/approvals. In addition, I was responsible for managing the dozens of state examinations performed on the Company each year. 

 

In September 2006, I went to work for a much smaller company that was operating as a mortgage broker and lender in 5 states. I obtained the necessary licenses/approvals for both the Company and its loan officers to conduct business in 27 states, as well as manage it's state examinations.

 

In August 2007, I moved to Arizona and was approved by the Arizona Department of Financial Institutions as an Arizona Responsible Individual.  Since that time, I have been offering companies what I truly believe is the most competitively priced Arizona Responsible Individual Services package available.  

 

My extensive mortgage experience allowed me to build a solid relationship with personnel in many of the state banking departments, as well as some key industry leaders.  I have also served on several committees related to mortgage licensing, including, but not limited to the CSBS/AARMR Uniform Application Initiative, the Mortgage Banker Association Licensing Task Force, and the AFSA Licensing Task Force.  I have conducted training on licensing topics and was invited by the Mortgage Bankers Association of America to speak on a licensing panel at its Annual Convention in October 2006.  I addressed the specific  challenges smaller brokers and lenders faced in the current licensing and regulatory environment.